Frequently Asked Questions
Get answers from an experienced professional.
Have questions about equipment financing, leasing or business loans?
We've listed the most commonly asked questions below. Simply click the question to read the answers from an experienced finance professional. If you can't find your question listed below, please don't hesitate to contact us.
What can my business finance?
Fusion Capital Corporation offers business financing for a variety of new or used equipment and technology. We'll finance pretty much anything for commercial use, including: office furniture, office fixtures, hardware and software, commercial vehicles, construction equipment, industrial equipment and much more. If the need doesn't include a hard asset, we also offer business loans and working capital for any business purpose.
How long do I have to be in business?
Fusion Capital Corporation will finance equipment for start-up businesses even if you haven't opened the doors yet. When it comes to working capital or a business loan, we offer programs to businesses that can show 3 months worth of deposits in business checking account.
Can I purchase the equipment from a private seller?
Yes, Fusion Capital Corporation offers financing on equipment you purchase from a private party seller. That means you can purchase equipment from places like: Craigslist, Ebay, Uncle Henry's and many more.
How long does it take to have working capital deposited in my account?
Fusion Capital Corporation has been able to offer same day funding on a case by case scenario. If a customer can get the requested documentation to us in a timely fashion, our process from approved to funding can be completed in a short period of time. A good rule of thumb is no longer than 48 hours.
Do you require a down payment?
Fusion Capital Corporation does offer 100% financing and in some cases we can include soft costs like: shipping costs, training, monthly software subscriptions and more.
Are there any prepayment penalties if I pay my account off early?
There are no penalties for paying your account off early.
Do we have to set up auto payment on our account?
We don't require that every customer set their account on auto payment with us. Auto pay is set up on a case by case scenario and can be beneficial to lowering your payment.
Do you charge an application fee?
Fusion Capital Corporation doesn't charge any customer an application fee. We offer each applicant a free consultation, along with a finance proposal allowing you to make an informed decision.